Collecting Fees Whether You lot Stay or Become

When Nationstar becomes your mortgage neb collector, it can make money at every stride, regardless of whether you remain in the home or are foreclosed on and kicked out. Making money on foreclosures creates potential conflicts of interest.

THE PROCESS

A bank lends you money to buy your home.

LOAN

SOLD!

The loans are usually bundled into bonds chosen mortgage-backed securities that are sold to investors. When you make your monthly mortgage payment, the money essentially goes to investors in these bonds.

Investors typically hire mortgage servicing companies like Nationstar to collect the monthly payments for a fee.

Nationstar begins collecting monthly payments from the new heir-apparent and continues to collect its fee.

FEE

FEE

If you have trouble paying your mortgage, y'all can apply for a loan modification, which could make monthly payments more than affordable.

Nationstar'southward lending division tin can also make money from lending to the new buyer.

FEE

LOAN

Nationstar could then earn fees for selling your dwelling to a new buyer through its auction website.

FEE

IF NATIONSTAR

ACCEPTS YOUR

MODIFICATION

IF NATIONSTAR

DENIES YOUR

MODIFICATION

SOLD!

FEE

If Nationstar agrees to the modification terms, it may earn an incentive fee from the government.

If Nationstar says "no," it could forbid on your home and force yous to leave.

THE Process

A bank lends you lot coin to buy your abode.

LOAN

SOLD!

The loans are usually bundled into bonds called mortgage-backed securities that are sold to investors. When y'all make your monthly mortgage payment, the money essentially goes to investors in these bonds.

Investors typically hire mortgage servicing companies like Nationstar to collect the monthly payments for a fee.

Nationstar begins collecting monthly payments from the new buyer and continues to collect its fee.

FEE

FEE

Nationstar's lending division can besides brand money from lending to the new buyer.

If you have trouble paying your mortgage, you tin employ for a loan modification, which could make monthly payments more affordable.

FEE

LOAN

Nationstar could then earn fees for selling your domicile to a new buyer through its sale website.

IF NATIONSTAR

ACCEPTS YOUR

MODIFICATION

IF NATIONSTAR

DENIES YOUR

MODIFICATION

FEE

SOLD!

FEE

If Nationstar agrees to the modification terms, it may earn an incentive fee from the government.

If Nationstar says "no," it could forbid on your home and force you to leave.

THE Process

LOAN

SOLD!

A banking concern lends you money to buy your dwelling.

The loans are unremarkably bundled into bonds chosen mortgage-backed securities that are sold to investors. When y'all brand your monthly mortgage payment, the coin essentially goes to investors in these bonds.

FEE

Investors typically hire mortgage servicing companies like Nationstar to collect the monthly payments for a fee.

If y'all accept problem paying your mortgage, you can utilise for a loan modification, which could make monthly payments more than affordable.

IF NATIONSTAR ACCEPTS

YOUR MODIFICATION

FEE

If Nationstar agrees to the modification terms, information technology may earn an incentive fee from the government.

IF NATIONSTAR DENIES

YOUR MODIFICATION

If Nationstar says "no," it could foreclose on your dwelling house and force you to get out.

FEE

SOLD!

Nationstar could so earn fees for selling your dwelling house to a new buyer through its auction website.

FEE

LOAN

Nationstar'south lending division can also make money from lending to the new heir-apparent.

FEE

Nationstar begins collecting monthly payments from the new buyer and continues to collect its fee.